As a seasoned crypto investor who has weathered countless market fluctuations since the early days of Bitcoin, I must admit that PayPal’s latest move to enable U.S. merchants to buy, hold, and sell cryptocurrency directly from their business accounts is nothing short of groundbreaking.


PayPal Holdings, Inc. unveiled an exciting new development for American merchants: the ability to purchase, store, and sell cryptocurrencies straight from their business profiles.

At its initial rollout, this innovative aspect is designed to boost cryptocurrency adoption among U.S. businesses nationwide, with the exception of New York State.

New Capabilities for Business Account Holders

The press release dated September 25 indicates that this action represents a substantial advancement in the company’s mission to broaden the business applications of digital currencies within the United States.

As a crypto investor, I can attest that since the introduction of the feature allowing PayPal and Venmo users to purchase, sell, and hold cryptocurrencies in their wallets, we’ve gathered valuable insights into how people prefer to utilize their digital currencies. This comes from Jose Fernandez da Ponte, Senior Vice President of Blockchain, Cryptocurrency, and Digital Currencies at PayPal.

He added that business owners had increasingly shown interest in having the same cryptocurrency capabilities available to consumers. With the new offering, the company can now meet this demand, enabling them to engage with digital currencies more easily.

This financial tech titan is rolling out a fresh feature enabling transactions to/from blockchain addresses outside its system. Now, U.S.-based users can exchange and receive supported cryptos from other compatible digital wallets, enhancing versatility and convenience for online merchants involved in e-commerce.

PayPal’s Expanding Crypto Ecosystem

Initiated its foray into the cryptocurrency realm in the year 2020, PayPal empowered its users to purchase, sell, and store digital assets like Bitcoin (BTC) within their online wallets. Since this debut, the service has taken significant steps to intertwine digital currencies with its expansive financial infrastructure.

In August of 2023, PayPal USD (PYUSD) – the first digital currency backed by the U.S. dollar from a financial technology company – made news headlines. This stablecoin is issued by Paxos Trust Company and holds reserves equivalent to U.S. dollars, including Treasury bills and other liquid assets. You can easily purchase or sell PYUSD through both PayPal and Venmo, with each unit exchanging at a fixed rate of 1:1 with the U.S. dollar.

By April 2024, I found myself appreciating PayPal even more as they broadened the usage of PYUSD by integrating it as a funding option on their Xoom platform. This platform is all about easing international money transfers, and with PYUSD now an option, users like me can effortlessly send funds overseas without incurring any transaction fees. This has certainly boosted the attractiveness of PYUSD for global remittances, making it a go-to choice for many crypto investors like myself.

Lately, PYUSD has been integrated into the Solana blockchain, allowing users to utilize various blockchain networks. This expansion gives them greater control and flexibility when handling their digital possessions.

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2024-09-26 14:44