Ripple CTO’s $15 XRP Response: Is He Serious or Just Having a Laugh?

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So, here we go again. XRP‘s price is the hot topic, and everyone’s got an opinion on it. An X user throws out the bold prediction of “$15 XRP,” and what do we get? A reply from the ever-charming XRP critic “Scams are bad.” You know, because that’s helpful, right?

Then, in swoops Ripple CTO Emeritus David Schwartz. He chimes in with his oh-so-witty response: “Yes if he’s buying.” I mean, come on! That’s like saying, “Sure, I could be a millionaire… if I won the lottery.” But, hey, at least he’s pointing out that if retail and institutional investors decide to jump on the bandwagon, anything’s possible.

Yes if he’s buying.

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– David ‘JoelKatz’ Schwartz (@JoelKatz) March 21, 2026

Right now, XRP is lounging comfortably at $1.44. So, to hit that magical $15 mark, it needs to pull off a 941% increase. Simple math, folks!

Now, let’s not forget Schwartz’s little anecdote about selling 40,000 ETH at $1.05 each. Classic case of hindsight being 20/20. He claims he might not be the best fortune teller when it comes to price predictions, given that little mishap. You think?

In another gem of a conversation, Schwartz remarked that if anyone believed XRP was going to be $1.50 in 2025, they wouldn’t have sold it for a penny back in 2017. I mean, can you blame him? Selling for a penny only to watch it rise feels a little like stepping into a time machine and kicking yourself.

XRP Price Prediction

Looking ahead to 2026, asset manager 21Shares has thrown out some crystal ball predictions for XRP’s valuation, depending on regulatory developments and how the market shakes out. In a best-case scenario, they’re forecasting a rise to $2.69, while the bear case, which we seem to be living through, suggests it might hit $1.60. Spoiler alert: That’s below where we are now!

According to these experts, XRP’s long-term value hinges on its ability to capitalize on tokenized infrastructure and keep investors interested. If it manages to pull that off, who knows? Maybe 2026 won’t be a total wash for XRP.

And just when you thought it couldn’t get any more absurd, Standard Chartered analyst Geoffrey Kendrick has slashed XRP’s price target from $8 down to $2.8 by the end of 2026. I mean, what a roller coaster! Can we get off this ride already?

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2026-03-21 15:09