Polygon DAO Weighs $1.3B Stablecoin Deployment to Generate $70M Annual Yield

What to know:

  • A Polygon DAO community cohort is considering a proposal to activate more than $1 billion in idle stablecoin reserves.
  • The plan involves using Morpho Labs’ vaults to manage USDC and USDT targeting a conservative 7% annual return.
  • That could make Polygon an additional $70 million yearly from idle assets.

As a seasoned researcher with a decade of experience in the cryptosphere, I find this proposal by the Polygon DAO community cohort intriguing and potentially beneficial for the network. The prospect of activating idle reserves and generating an additional $70 million yearly is indeed enticing.

The Polygon DAO group is discussing a plan to utilize their over $1 billion in unused stablecoins, which are stored on the Polygon Proof-of-Stake Chain bridge at present, with the aim of generating returns according to a proposal made in a previous community post.

In simpler terms, the proposal states that the PoS Bridge currently possesses approximately $1.3 billion in stablecoins, making it one of the largest, yet inactive, holders of such assets on the blockchain. This idleness equates to an opportunity cost of around $70 million per year, given the current lending rate for the three major stablecoins.

The authors suggest that Decentralized Finance (DeFi) has grown enough for assets stored in the Polygon Proof-of-Stake (PoS) bridge to be utilized effectively and safely, encouraging more action within the Polygon PoS system.

As a researcher, I delve into the fascinating world of Decentralized Autonomous Organizations (DAOs). In essence, these entities embody a set of governing principles coded within computer software, with control vested in the tokens associated with the organization. Unlike traditional organizations that are subject to central authority, DAOs operate independently and democratically, with power residing in the hands of its token holders.

The plan involves using Morpho Labs’ vaults to manage USDC and USDT targeting a conservative 7% annual return through strategies that include high-quality collaterals like USTB, sUSDS, and stUSD.

Translation: Investing idle assets could potentially bring an extra $70 million annually for Polygon. This income would then be funneled back into the Polygon system, promoting expansion throughout the network and its associated ecosystem.

If the concept gets a preliminary approval within the community, the plan intends to produce earnings by progressively transferring DAI, USD Coin, and Tether from reserves into various Decentralized Finance (DeFi) systems over time.

In the future, it’s essential that a distinct plan for deploying each asset is put forward and approved by the community before implementation.

Polygon’s POL is down 5% in the past 24 hours alongside a broader crypto market slide.

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2024-12-13 12:42