OKX Wallet Users Can Now Borrow on Aave With 88% LTV

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OKX Wallet Users Can Now Borrow on Aave With 88% LTV

You can now use Aave within the OKX Wallet on X Layer! Deposit your crypto, borrow using your holdings as collateral, and potentially earn high returns – up to 88% Loan-to-Value (LTV) – with eMode.

Aave has officially launched on X Layer, bringing decentralized lending directly into OKX Wallet. 

Users can now supply assets, borrow against collateral, and earn compounding yield. 

You don’t need to use any bridges to connect. This integration works directly with Aave v3.6 and is available right inside your wallet.

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Aave Brings DeFi Lending to OKX Wallet on X Layer

Aave controls roughly 60% of the DeFi lending market. 

Currently, the protocol manages over $46 billion in lending and borrowing across more than twelve different blockchains. Expanding to X Layer is a major step in growing OKX’s Layer 2 network.

OKX confirmed that wallet users can access Aave directly through the DApps section. 

Users can easily find Aave, link their digital wallet, and choose X Layer from the network options. After that, lending and borrowing on the platform are simple to do.

The assets available for supply include USDT0, USDG, GHO, xBTC, xETH, xSOL, xBETH, and xOKSOL. 

Users can borrow digital currencies like USDT, USDG, GHO, xBTC, xETH, and xSOL by using their existing assets as collateral. This process doesn’t require credit checks or involve any middlemen.

Onchain capital without the friction: is live on X Layer inside

Provide funds, use your holdings as security, and earn rewards with our 6 specialized eModes, which offer borrowing options up to 88% of your collateral’s value.

No bridging, fragmented workflows, or trade-offs on control.

Details:

— OKX (@okx)

Six eModes Offer Up to 88% Loan-to-Value on X Layer

X Layer launches with six dedicated Efficiency Modes, or eModes, designed around its asset pairs. 

As an analyst, I’m seeing some favorable lending terms for certain collateral types. Specifically, liquid staking pairs – like xBETH against xETH, or xOKSOL against xSOL – can now be borrowed against with a loan-to-value ratio up to 88%. We’re also seeing an increase in leverage for crypto-to-stablecoin eModes, now offering up to 78% LTV, a jump from the usual 70%.

Higher LTV means more capital efficiency for borrowers. 

As an analyst, I’ve observed a shift where OKX is minimizing idle assets and maximizing active deployment. This approach gives users more direct control and visibility into how their funds are performing within the platform.

eMode is particularly useful for users holding liquid staking tokens. 

This feature allows users to borrow more funds using the same assets as security. It’s particularly appealing to experienced DeFi users who want to increase their potential gains without having to close out their existing investments.

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OKX Wallet Lets Users Trade Aave Positions Without Withdrawing

OKX added another layer of flexibility through aToken trading. 

When users provide assets to Aave, they receive tokens representing their deposits, called aTokens. On the X Layer network, these include aXlrUSDT0, aXlrxETH, and aXlrUSDG.

With OKX Wallet, you can trade aTokens directly on the OKX DEX without needing to first move them from Aave. You’ll have access to up-to-date market information and pricing as you trade.

This feature reduces friction for users managing active DeFi positions.

This feature keeps everything within the OKX Wallet, so users don’t have to leave to use other apps or websites. OKX says this gives users complete control and a smoother, more streamlined experience.

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2026-03-30 13:19